債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking restrictions: You can only be allowed to make use of a fundamental banking account during the IVA to prevent borrowing by means of an overdraft. To begin an IVA without having a personal debt manage... https://drp11110.life3dblog.com/29014653/fascination-about-債務重組收費-ivano1-com