When correctly utilised, it offers a structured correction system and ends in a “no motion” letter from your DOL that correctly gets rid of the chance of potential DOL or IRS penalties with the corrected violation. Small companies (100 or much less workforce) are topic to a safe harbor rule. https://kingswoodhomes.uk.com/news/give-your-deposit-a-boost-this-summer-with-kingswood-homes/